ABOUT
Your one-stop-shop for all you commercial financing needs
Learn more about the types of programs and loans we fund, the types of properties we finance, and the documents needed to underwrite and process a loan in under 48 hours.
Commercial Capital Limited was started by Brian L Peart in 1995. For our bridge loan product we focus on asset based loans only. All of our deals must have a minimum loan amount of $200k, and we do not have a maximum, some of our lending partners have access to funds over $1B. When you have a deal give us a call or send in our application page for us to begin the process. After we have a summary on the deal we will request a list of documents called a “needs list” and with that information we can underwrite & process the loan request within 48 hours. Within that time frame of 48 hours, as long as the deal qualifies, we will issue preliminary terms on the deal that are backed by the lender directly. Our bridge program does not have set terms, like many lenders, we can be flexible with the terms if it makes good business sense on both ends to structure & fund unique deals. If you qualify elsewhere we will do the work to make it as smooth as possible for you to qualify & get funded through our partners. 1/3 of our business is through our private fund or other hard money options, 1/3 is through the SBA or conventional banks, and 1/3 is through life companies & large hedge funds.
Types of Programs & Loans We Fund
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SBA 7a & 504
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Stated
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Construction
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Business Only
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Conventional
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Development
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Conduit
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Working Capital
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Non-recourse
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Bridge
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Hard Money
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Line of Credit
Types of Properties We Finance
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Raw Land
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Office Space
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Multifamily
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Retail
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Complexes
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Industrial
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Franchises
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Hotels
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Medical clinics
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Warehouses
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Motels
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Healthcare
"Needs List"
Owner Occupied
Owner of business is main occupant and direct borrower of the loan
- 3 years tax returns on borrower personally
- 3 years tax returns on borrowers business
- Year-to-date profit and loss statement on business
- Personal financial statement on borrower
- Credit report on borrower
Investor
Loans to investor buying rental producing property or properties
- Year-to-date profit and loss statement on property
- Rent roll on property
- Pics on property
- Personal financial statement on borrower
- Credit report on borrower
Startup
Loans to businesses looking to start up and expand with little to no business history
- Resume on borrower & partners
- 3 Years Personal Tax Returns
- Projections & pro-forma
- Business plan (with executive summary)
- Personal Financial statement
- Credit report
Raw Land
Loans to facilitate purchase of wholly undeveloped pieces of property
- Personal financial statement on borrower
- Credit report on borrower
- Pics of property
- Appraisal or BPO on property
Church
Loans to facilitate purchase of christian churches and institutions
- Church worksheet
- 3 years financials on church
Line of Credit
Loans useful for a project for which total cost is unclear
- Year-to-date profit and loss
- Last years tax return
- Last years profit and loss & balance sheet
- Current accounts receivables & accounts payables aging report
- Credit report on borrower
- Explanation paragraph for use of funds
Construction and Development
Loans to finance the improvements necessary before development can be completed
- Executive Summary- overview of the project, location, strengths of the deal
- Detailed Resume’s of partners AND GC if not a partner, 3 Years financials on all borrowers, GC, and partners on the deal, & Personal Financial Statements on all borrowers and GC
- Pro-Forma-projections on project, net income expected & detailed cost breakdown
- Information on the property-demographics, absorption studies, marketing & management plans, etc.
- Info on pre-sales and if so, proof of them. 50% pre-sales is preferred.
CONTACT US
info@commercialcapitalltd.com
Phone
(770) 908-1672
Address
367 Athens Hwy #600
Loganville, Georgia 30052
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